What do you think about the holberks?

What do you think about the holberks?

Filthy scum! They had to settle here! My inn used to be one of the finest houses in town. But since the holberks came, hardly anyone stays here. All the other inns have passed me by. I’m forced to take in anybody who wants a bed. You wouldn’t believe the sort of scum that calls here nowadays!

You give the man the benefit of the doubt and assume he isn’t talking about you. Otherwise, you’d be tempted to alter his anatomy!